Bubonke kufuneka wabhala njengoko bank iimali-mboleko
Edenmark homeowners ithuba iimali emakhayeni abo ngoncedo mortgage-mbolekoMortgage credit yimeko ekhethekileyo indlela iimali izindlu apho ufumana ezahlukileyo ukususela bank iimali-mboleko kwi-ukuba iimali-mboleko financed ngqo lisebe ukuthengisa bonds nge-real estate collateral. I-financing ye-mboleko nge-mortgage abolekisa yenziwa ngu, xa shooting-mboleko mortgage kwi ekhaya, ngoko ke ekhutshwe bonds kuba efanayo isixa-mali. Borrower iya kuhlawula emva koku inzala kunye eyinkunzi repayments ukuba abanini bezinto bonds usebenzisa i-mci.
Kwenu, umthengi, uya kuhlawula kurtageomkostningerne
I-bonds ingaba traded ngokukhululekileyo kwi-vula imali yentengiso, apho kuyenzeka kuba nabani na ukutyala imali kuzo. Omnye okuninzi ka-financing wayo ihleli ngokuthi kuthethwa ka-mortgage ufumana ukuze ufumane nabafana inzala kwaye ukuba kukho ithuba tie i-bezinga inzala kuba phezulu amathathu eminyaka. Zininzi bamatyala ka-mortgage credit kwaye, ke ngoko, inokuba imali ngaphandle ngomhla iindleko mci (ukumiselwa kwebandla kwaye ngokuqhubekayo imirhumo), ukuba omnye examines yentengiso phambi kokuba ukhethe i-wekhredithi ye-mortgage, uza libonisane. Isinye ekhaya ezilinganayo kwaye expensive iimali-mboleko kwi-ayo izindlu, unako rhoqo ahlawule ukuba settle iimali-mboleko kuba inzuzo cheaper mortgage yokutshintsha.
Ngaphezu koko, unako kanjalo rhoqo kuba nabafana khetho ukuguqula ukuba elahlukileyo uhlobo mortgage ukuba inzala amazinga tshintsha.
Xa ufuna ukuthenga ihleli, kufuneka, ubuncinane, kuba emihlanu ekhaya ke ixabiso. Uyakwazi ukuboleka ukuya ku- le-ekhaya ke ixabiso okanye ukuba kuyinto vacation ekhaya ezifana mortgage. Sisoloko recommend ukuba ufuna ukuhlola yentengiso ngoko ke ukuba ufuna ukuqinisekisa ukuba ukufumana imali-mboleko ukuba suits ngaba eyona. Nokuba sihamba ngaphandle kwaye isicelo semali-mboleko ye-omtsha ihleli okanye ngaba kungenxa i-mortgage refinance, unoxanduva kokuqwalasela, kubalulekile ukuba wena musa ukwazi ukuba thintela into enye mortgage lender inikezela. Ukuze enze ukhetho kwi njengoko ezifanelekileyo a qho ngonyaka njengoko kunokwenzeka, ungasebenzisa zethu mortgage sokubala kuba igalelo amazinga ukwenza uthelekiso ye-mortgage-mboleko. Ukubhalwa: septemba Hvis unengxaki fixed-umyinge mortgage yemali-mboleko yakho yakwa angeliso inzala ngomhla okanye ngaphezu ezintathu kufuneka iqwalasele ukuba reschedule imali-mboleko yi-ngenxa umhla kweyomnga. Oku kuthetha ukuba kufuneka aphelise imali-mboleko nguwe lokuphinda uhlawule e a ixabiso lee-anamashumi ngexesha kakhulu imihla yokugqibela umhla ngo-oktobha. Restructuring-mboleko kwaye mortgage ingaba ithetha ukuba ungafumana thoba inzala, lower igalelo ukuba appraisal yendlu okanye apartment kubaluleke ngakumbi kunangaphambili.
Unako kanjalo ukufumana breakdown ukuba isibini mortgages ukuba ufuna enye okanye kuba akukho amortization ngomhla wakhe mortgage-mboleko.
Igalelo umyinge yilento uhlawula ukuba unayo imali-mboleko evela mortgage lender, ngeli inzala kunye repayments kunjalo, kufuneka ahlawule i-investor. Igalelo umyinge izimisele yi-mboleko kokubhala, kwaye iya kusebenza nangalo lonke ixesha. I-bezinga igalelo echazwe ukusuka belåningsgraden, kwaye kubalulekile precisely kwi-belåningsgraden, kwezo meko ukugcina ngu ogciniweyo. Belåningsgraden kuwa zingqinelana yokuba ekhaya ukuchongeka kwi-ixabiso, ukuba uyakwazi ukufumana omtsha assessment. Igalelo amazinga vary kuxhomekeke-mboleko uhlobo kwaye mortgage lender. Ungafumana amavandlakanya ezahlukeneyo mortgage amaziko igalelo yokutshintsha. Kwi isiseko umahluko igalelo amazinga, unako kuba baninzi elungileyo yaba ukuswitsha mortgage lender, kodwa oko kuza ukuyenza ekunene ixesha. Ekuguquleni kuwe umzekelo yakho ezikhoyo F-mboleko ezimbini yezigidi crowns entsha F-mboleko ngonyaka emva refinancing, ibonisa izibalo ukusuka Mybanker ukuba iyonke indleko sneaks phezulu ngomhla phakathi. Uyakwazi linda kude kube refinancing, isixa-mali umahluko phakathi kwe. crowns Omnye kufuneka ngobukho a inani imibandela engelilo igalelo umyinge, ngenxa yokuba kukho nezinye iindleko ezinxulumene ne-restructure-mboleko. Ingoma ka-gebyrerneDet ayikho free ukuswitsha ukusuka kwesinye mortgage lender komnye. Ukuze shift sifana a inyaniso, kukho izinto ezininzi imirhumo, apho kufuneka kuhlawulwa: Brokerage: Mortgages kwentlawulo iindleko ukuba brokerage, xa orhwebo i-bonds enxulumene-mboleko. Kursskæring: Kursskæring ufumana intlawulo uhlawula i-mci, xa bonds ngasemva imali-mboleko ngu zithengiswe kwiindawo zentengiso. Nceda qaphela ukuba kukho akufunekanga kuhlawulwa eqhubekayo kursskæring kwi-mboleko kunye vertical, inzala amazinga, ukususela akukho refinancing. Nangona kunjalo, kukho kursskæring yi-ukuthengisa i-bonds - kanjalo kwi-mboleko kunye vertical, inzala. Sagsgebyr: mortgage lenders thatha sagsgebyr ukuba restructure-mboleko yakho. Kubalulekile nganye ukususela institute ukuba institute, oko kufuneka uhlawule. Ubhaliso imali: Xa kufuneka ubeke-mboleko yakho malunga, kufuneka ahlawule intlawulo yobhaliso urhulumente. Yengeniso yerhafu yeenkonzo iqulathe a fixed imali dollazi ngamnye-mboleko.
Ukongeza, vary igalelo amazinga, kuxhomekeke-mboleko uhlobo kwaye mortgage lender.
Ungafumana amavandlakanya ezahlukeneyo mortgage amaziko igalelo amazinga apha.
Kwi isiseko umahluko igalelo amazinga, unako kuba baninzi elungileyo yaba ukuswitsha mortgage lender, kodwa kubalulekile kuba ukubamba ixesha ngocwangco.
Kukho iintlobo ezahlukileyo mortgages kwiindawo zentengiso, ngoko ke xa kufuneka ukhethe leyo mortgage-mboleko, kufuneka ubungqina, zininzi izinto kufuneka lumkela. Kwinkqubo yethu artikelunivers, njengoko uza kufumana kuyo kwenkundla ngomhla ngasentla iphepha, unga fumana iimpendulo yonke entsimini ka-mortgage abolekisa, mortgage renteudvikling njani kufuneka idilesi ngokwakho ukuba ezahlukeneyo låntyper ukufumana eyona ndlela cheapest mortgage.
Mybanker earn imali yi-facilitating uqhagamshelwano phakathi kwenu njengokuba umsebenzisi kwaye iibhanki kwaye iimali iinkampani (partners), abathe abo uphawu ngomhla wethu sammenligningslister.
Ingaba sebenzisa zethu portal ngaphandle umsebenzisi inkangeleko okanye ungene, siya kubonisa amazinga kuba partners, njengoko sino kwezoqoqosho intsebenziswano kunye. Mybanker earn ngokongezelelweyo imali xa unqakraza kwi iqabane lakho i-logo, nqakraza kwi -"Info"olandelayo ukuba imveliso, nqakraza kwi"Incwadi-mboleko inikezela"okanye nqakraza kwi"Faka ngoku". Akuvumelekanga zonke bamatyala, abo ufuna kwezoqoqosho intsebenziswano kunye Mybanker. Kungakhathaliseki nokuba ngaba Mybanker ubani kwezoqoqosho intsebenziswano okanye hayi, thina bonisa amazinga kuba baninzi uninzi bamatyala, ukuba ufuna ukwenza i-free umsebenzisi inkangeleko okanye ungene kwi-Mybanker.
