Kwi kufuneka iindawo uluntu lwakho ipropati - ie
Kukho izinto ezininzi cinga, xa uphinda-hamba esuka ngamnye enyeOko kuya kwenzeka, umzekelo, kunye yakho ngokufanayo indawo yokuhlala. Kwaye ngubani kufuneka ilifa lakho pensions kwaye i-inshorensi imigaqo-nkqubo emva wokuqhawula umtshato. Xa uqinisekile ukuba zahlukane okanye divorced, yekani yakho formuefællesskab. Kwi kufuneka share yonke into kuwe owned xa ufuna batshata, ezifana real estate, securities, car kwaye indlu imixholo. Ngo ukwahlulwa uluntu lwakho ipropati, ngamnye mlingane ingamisela yayo yexabiso kunye subtracting naliphi na ityala. Isixa-mali kuthiwa a bodel Ingaba kunye bodele, usharedi ubutyebi ngokulinganayo.
Xa ikhangela a okunokukhethwa kuko okanye wokuqhawula umtshato, kufuneka kanjalo ndiyavuma nokuba omnye kufuneka ahlawule spousal isondlo kwezinye.
Ukuba omnye-ahlawule imirhumo, baya, isivumelwano, njani ixesha elide ixesha ixesha, kukho i-obligation ukuhlawula. spousal apha Utshate, kwaye wenze Ngendlela eqhelekileyo izindlu, zifumaneka ngokuzenzekelayo yakho formuefællesskab. Kanjalo kubo, nkqu nokuba yinto enye kuphela kuni abo kumi ngomhla wakhe lap. Ohlala Kuyo paperless, kuxhomekeke ekude, kwi omabini amagama enu ebolekiweyo ngomhla deed. Kunye, ufuna ukufumana phandle nokuba uza ngalo ekhaya kwaye wabelane sum phakathi ezimbini kuni, okanye nokuba omnye uza kuba abahlala kwindawo yokuhlala kwaye kuthenga enye ngaphandle. Njengokuba iqala incopho kufuneka ngamnye ahlawule iindleko ihleli, kude kube skilsmisseboet lwenziwa phezulu. Oku kwenziwa ngokuqhelekileyo kanjalo, nkqu ukuba omnye umntu isa ngaphandle. Xa usenza ukuba omnye kufuneka athabathe phezu yakho ngokufanayo yokuhlala, kufuneka isicelo ityala ukungena. Kuya kufuna, nangona kunjalo, ukuba bank okanye kreditforeningen approve, omnye kuni kuthatha phezu yonke imali eseleyo ungqinelwano. Nangona kunjalo, ukwaliwa kwesicelo ezininzi iibhanki ukuba kusamkela eso ityala ukungena, ngenxa yokuba womlingane ikhona imali engekho inkulu ngokwaneleyo. Kutheni na kunokwenzeka ukufumana ityala ukungena, netyala ngxi kuba ityala kunye ezimbini.
Njalo uyabaleka umngcipheko ekubeni ukuhlawula kwi izindlu, akunazo amandla phezu.
Ukuba ukhetha ubeke indlu phezulu kuba ziyathengiswa, apho kufuneka kuqhubeka kuhlawulwa i-mortgage installments, ipropati irhafu ye-inshorensi kuba ngokufanayo ipropati kwi-iintengiso xesha. Kule imeko ibe okulungileyo ukufumana uncedo ukuba uyavuma abanye cacisa emhlabeni imigaqo kwi ukwabiwa iindleko. Ukuba omnye kuni isa kwi-yerente ipropati, inkcitho, wahlawula yi-iqela abo ukuhlala kulo propati. Nceda lumkela ukuba akukho unako kanjalo kuba taxation le"ingeniso yerente"kuba vacating lowo utshate naye. Ukuba ufaka uyathingaza, luluvo olulungileyo ukuba undibuze IRHAFU kuyo.
Yakho ngokufanayo khaya belongings iqukwe yakho ngokufanayo amaxabiso kwaye kufuneka abe usharedi, xa wokuqhawula umtshato.
Ukuhambisa olusuka ngamnye enye, phambi kokuba uphinda-phindo impahla ngu wavuma phezu, kufuneka ilungelo ukwenza eyakho izinto kunye. Oku kuthetha ukuba, umzekelo, nibe kuthabatha iingubo kwaye bryllupsgaven ukusuka abazali bakho. Ohlala Kuyo paperless, kubalulekile ngokupheleleyo kuxhomekeke kuwe share yakho ngokufanayo ipropati. Ukuba unayo izivumelwano bokubhala, banako ifomu isiseko kuba uphinda-phindo.
wokuqhawula umtshato kwaye ukwahlulwa ipropati apha
Ukuba unayo abantwana, kulandela yabo zinto kubo. Wena yiya kunye nabantwana, kufuneka, ke ngoko, nje ukuba bathabathe izinto kunye. Andinaku uyavuma, mayuda ngu-a lawyer phakathi kwenu kwaye uzama ukufumana isivumelwano kule ndawo. Xa Kwi wokuqhawula umtshato, kubalulekile ukuba ufumane ukulungela yakho ye-inshorensi imigaqo-nkqubo emitsha imeko.
Wena musa kufuneka athabathe ngaphandle entsha ye-inshorensi kunye.
Kunyaka nje kufuneka khumbula ukuba umntu kufuneka bayigcine yakho yangoku ye-inshorensi, ukufumana kwabo ukuya kwi-umhla. Kwi-kufuneka yaba nguwuphi kufuneka athabathe phezu usapho - indboforsikringen. Kutheni na kuni, abo kuvele indboforsikringen, ngoko ke kufuneka kubekho ngokulinganayo! entsha enye. Kwakhona, khumbula ukuba ukutshintsha indbosummen. Xa, emva wokuqhawula umtshato rhoqo owns nesiqingatha ke, owned phambi, akuyi rhoqo nako ukugcina abanye imali kwi utshintsho indbosummen.
Ngokunxulumene bilforsikringen kufuneka yenze isigqibo koku niya kuma mnini kwaye umsebenzisi we-car.
Ukuba imoto utshintsho umnini, umele ukhumbule ukuba disclose yona kuphela. Uza idla kuba efanayo seniority njengoko yakho yangaphambili lowo utshate naye.
A kunokwenzeka ingozi i-inshorensi ufumana i-personal i-inshorensi, apho payout kwenzeka kuyo, sele ngokulinganayo! - inshorensi.
Ukhe dødsfaldsdækning kwindlela yakho kunokwenzeka ingozi i-inshorensi, kufuneka lumkela ukuba isixa-mali siya kuhlawulwa yakho isizalwane.
Xa utshatile, ingaba closest relatives ka-iqabane lakho, kodwa xa ufumana divorced, athabathe indawo, abo baya kufumana imbuyekezo, ukuba zikhona.
Ingaba kufuneka abantwana, baya ngoku kuba ekufutshane nawe relatives kwaye ukufumana nayiphi na imbuyekezo ngaphandle kokuba unike umyalezo ukuba umntu kufuneka kongezelelwa njengokuba beneficiary. Ukuba ungummi ishishini umnini, kufuneka ube kwiziko forefront kwaye yenza prenuptial sivumelwano xa ufumana watshata. Awukhange wadala a prenuptial sivumelwano, iqabane lakho uya kufumana inxalenye inkampani, ukuba Kwi-wokuqhawula umtshato. Njengokuba mna-uqeshiwe kunye owakhe ushishino, kufuneka kubona prenuptial isivumelwano njengokuba isebenziseke precaution, ngendlela efanayo njengoko xa uthatha ngaphandle ipolisi ye-inshorensi. A umtshato isivumelwano unako ukuqinisekisa private kuqoqosho, ngoko ke usapho lwakho ayiyi kuba netyala yenkampani nayiphi na bankruptcy - kwaye sibe ukuqinisekisa ukuba iqabane lakho akanalo ibango ukuba inxalenye ishishini lakho, xa usenza ukufumana wokuqhawula umtshato.
Zininzi abanini-mhlaba kwi company, ukuba wena neqabane lakho watshata co-mhlaba na ukwenza umtshato zengqesho.
Kungenjalo uyabaleka umngcipheko ukuba inkampani uza sifumane imali ukuba umntu owayelilungu mlingane kwimeko apho i-wokuqhawula umtshato. Kwi kufuneka ngexesha elinye kwenza ke njengoko yokuba zilawulwe kuba na entsha watshata co-mhlaba kwi-ubunini iqela. Oko kusenokuba nzima ukuya kwindawo ixabiso kwi ishishini. Ngoko ke, kukho iinketho ezininzi, ukuba wena okanye iqabane lakho kufuneka ube yinxalenye yayo ixabiso phezu wokuqhawula umtshato. Ingaba iqabane lakho, umzekelo, umsebenzi kwi company, severance ahlawule kwaye kanjalo uya kuba ibandakanywe ukwahlulwa-propati.
